Insurance

Planning a trip to the snow is super exciting—but there’s a lot to organise, like lift tickets, accommodation, and figuring out what to pack. While most trips go smoothly, sometimes things don’t go to plan. Lost luggage, unexpected injuries, or having to rush home can turn things upside down fast. That’s where travel insurance can really help, giving you extra peace of mind while you enjoy your holiday.

Travel insurance can also cover the money you’ve already spent if you have to cancel your trip due to unexpected events. Definitely worth it for a bit of extra security!

Important tip: Most policies require you to add a ‘snow sports’ add-on to be fully covered for skiing, snowboarding, and other snow activities—so make sure you check the add-ons carefully when you’re booking your cover.

And whatever policy you choose, take a few minutes to read the fine print so you know exactly what you’re covered for.

You might see offers for free travel insurance when you pay for your trip with a credit or charge card—but be sure to read the fine print carefully. This insurance isn’t always as comprehensive as it sounds.

Usually, the cover is for the cardholder and sometimes immediate family members travelling together, with matching (or very similar) itineraries. And just because it’s linked to a premium card doesn’t mean it’s top-level or all-inclusive protection.

It’s always a good idea to double-check what’s actually covered—and make sure it suits your needs and has cover for snow sports —before you hit the slopes!

Cancellation Cover is there to protect you if you lose deposits or face cancellation fees for your pre-paid travel plans due to unexpected events that are out of your control.

You may be able to claim for cancellation if something major happens—like being made redundant, being called up for jury duty, the death of a close relative, sudden illness, an accident, or even a natural disaster. However, if you simply change your mind about the trip, unfortunately, that won’t be covered.

Your travel insurance should cover you for the entire length of your trip, but it’s a smart idea to add an extra day or two, just in case of delays, cancellations, or last-minute changes. It’s a small step that could save you a lot of hassle!